The process
How it works
A transparent, four-phase workflow that removes guesswork from credit repair.
01
Discovery
Free 15-minute assessment. Pull all three bureau reports securely and identify inaccurate, unverifiable, or outdated items.
02
Strategy
Your specialist maps a plan by item type: collections, late payments, hard inquiries, charge-offs, identity errors, and more.
03
Execution
Rounds of bureau-specific dispute letters plus creditor challenges. Choose done-for-you mailing or download PDFs to send yourself.
04
Optimization
Once negative items clear, we help you rebuild positive lines, optimize utilization, and lock in a durable score.